I was having a discussion with Sam Pittman, Mortgage Lender with Regions Bank, the other day and I asked him what he thought about the current interest rates and how they are affecting our industry.  Here are his comments below:"The interest rate environment over the last 10 years has mostly made home-ownership more affordable for those in the market to buy or build a new home. The historical trend line from the graph above demonstrates that rates have been on a downward projection which could indicate favorable conditions into the near future. Let us know if we can provide specific details on how to best finance you next home or building project. As always, market condition are always subject to change at any time without notice."  - Sam Pittman